HOMEOWNER INSURANCE

   Your home is one of your most valuable assets, and so it is important that you maintain the best possible protection against loss.  By reviewing and evaluating your property, we can help determine an appropriate replacement value for your home, so that it can be insured properly should a loss occur.  A homeowners policy contains not only coverage for the home itself, but also garages and other outbuildings, your personal contents inside the home, reimbursement for expenses should you be displaced from your home in the event of a loss, and personal liability coverage should a third party be injured while on your property.

 

   There are ways to discount the cost of your homeowners insurance, such as having an auto/home combination with the same company, smoke detectors and fire extinguishers in the house, a security system, keeping your home in excellent repair, or carrying a higher deductible.